EPS 1995 ke tahat pension kaise milti hai aur eligibility kya hai?
Employees Pension Scheme 1995 (EPS) ke tahat EPFO registered employees pension ke haqdar hain agar unhone 10 saal ya zyaada service ki ho. Pension age 58 saal hai. Form 10-D EPFO ke Unified Member Portal (unifiedportal-mem.epfindia.gov.in) par submit karein. Bank account details aur service records attach karein.
NPS (National Pension System) se pension kaise prapt karein?
NPS subscribers retirement ke baad 60% lump sum nikal sakte hain (tax-free) aur 40% se annuity khareedna zaroori hai. PFRDA ke portal (npscra.nsdl.co.in) par withdrawal request submit karein. eNPS portal par bhi process hoti hai. Tier I account main pension account hai.
Government employees ki pension kaise milti hai?
Central government employees ko CCS (Pension) Rules 1972 ke tahat pension milti hai. Retirement se 6 mahine pehle PPO (Pension Payment Order) ke liye apply karein — apne department ke Accounts Officer ke zariye. PPO milne par kisi bhi authorized bank se pension milni shuru ho jaati hai.
Family pension — kise milti hai aur kaise apply karein?
Sarkari employee ki mrityu hone par spouse ko family pension milti hai. Form 14 (family pension form) bank ya PAO (Pay and Accounts Office) mein submit karein. Death certificate, PPO copy, relationship proof attach karein. Private sector mein EPS ke tahat bhi family pension milti hai Form 10-D se.
PPO (Pension Payment Order) kho jaaye ya correction chahiye toh kya karein?
PPO nakal apne bank ya Pension Disbursing Authority (PDA) se prapt karein. Central government pensioners ke liye CPAO portal (cpao.nic.in) par online PPO status check karein aur duplicate prapt kar sakte hain. Correction ke liye apne Head of Office se sampark karein.
Pension mein delay ya non-payment ke liye kahan shikayat karein?
Department of Pension and Pensioners' Welfare (DoPPW) ke CPENGRAMS portal par online grievance darj karein. EPFO shikayat ke liye EPFiGMS portal (epfigms.gov.in) use karein. Toll-free helpline 1800-118-005. Pension ki kami ya delay civil court ya CAT mein bhi challenge ho sakti hai.
VRS (Voluntary Retirement Scheme) ke baad pension milti hai kya?
VRS ke baad pension niyam lagoo hote hain — central government employees ko CCS (Pension) Rules ke tahat pension milti hai. Priyavashan ke samay hi paperwrok submit ho jati hai. Service 20 saal se zyaada hone par proportionate pension milti hai.
Pensioner Life Certificate kab aur kaise jama karein?
November mein annual Life Certificate jama karein — bank branch mein personally jakar, ya Jeevan Pramaan app se biometric authentication se ghar se. Umang app par bhi jama kar sakte hain. Jama na karne par pension rok jaati hai. Pensioner Jeevan Pramaan 1800-111-555 helpline se bhi kar sakte hain.
Dearness Relief (DR) kab badhta hai aur kya formula hai?
Dearness Relief har 6 mahine — January aur July mein — CPI-IW (Consumer Price Index Industrial Workers) ke basis par revised hoti hai. Central government pensioners ke liye DoPPW circular aata hai. EPFO pensioners ke liye bhi similar revision hota hai. Calculation formula government notification mein diya hota hai.
uplaw.ai pension adhikar mein kaise madad karta hai?
Batayein aapki pension situation — EPS, NPS, government, ya family pension — aur uplaw.ai sahi portal, form, aur grievance process dhundhne mein madad karega. PPO correction application ya EPFO complaint letter bhi taiyar karte hain.
Shuru karna muft hai
Pension nahi mil rahi? uplaw.ai ko batayein.
Koi account nahin chahiye. uplaw.ai sahi portal aur grievance form dhundhne mein madad karega.